How Much For My Down Payment?
Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.
If a low credit score is making it hard for you to get a loan, take action to improve your situation. I will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.
Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.
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Local Expert Updates
Aaron Jones
Cell: 712.320.9442
Will Kretsinger
Cell: 712.301.4040
Leah Hilpipre
Cell: 712.832.0051Community Updates
"Turn-Over" Thermocline
Referred to locally as the lake turning over the thermocline is a feature of lakes with deep water. The water on the top of the lake changes temperature much more variably during the year. On West Lake, it can reach as much as 75 degrees in July while the water below, greater than 35 or 40 feet deep is relatively stable around 45 degrees. In the fall and early winter, the top strata of the lake will cool to below 45 degrees, and then because it becomes denser, it will "sink" below the lower strata, thus, displacing it and making the lake "turn-over". In the deepest part of West Lake (near the 136ft mark), no light is availble, and hence little life is known whether fish or plant. Typically questions are raised as to why the surface water gets dirty for a short period of time in the fall, this this is the standard answer.
South Shore Estates
South Shore Estates is the newest lakeshore development on Lower Gar. Here you have access to West Lake, East Lake, Minnewashta, and Upper Gar.
